March 15, 2025 - 19:55
At the Calculated Risk Real Estate Newsletter this week, significant trends in the housing market have emerged. One of the key points discussed is the substantial decline in home equity borrowing, often referred to as the "Home ATM," which has seen a notable decrease in the fourth quarter. This shift indicates that homeowners are less inclined to tap into their home equity for cash, reflecting broader economic uncertainties and changing consumer behavior.
Additionally, the newsletter highlights an uptick in housing market activity during the same period. Despite the challenges posed by rising interest rates and inflation, there has been a slight rebound in home sales and construction starts. This improvement suggests that some buyers may be adjusting to the new financial landscape and finding opportunities in the market.
Overall, the current state of the real estate sector reveals a complex interplay between cautious consumer behavior and emerging opportunities, setting the stage for an intriguing start to the new year.
